Rates & Fees


CHECK OUR SPECIALS ON OUR NEWS TAB!!!
 

Account Related Fee Schedule

Effective:  September 1st, 2017

   

Loan Late Payment Fee

  $25.00
Visa Late Payment Fee   $25.00
Cashier's Check   $20.00
Bankdraft   $5.00
Money Order    
       Up to $500   $1.50
       $500.01 - $1000   $2.50

Account Activity Printout

       current year per statement

       prior year per statement

 

 

$1.00

$3.00

Account Research (Per Hour)   $28.00
Account Closed Within 120 Days   $25.00
Bill Pay   $4.95
Legal Levy/Garnishment/Citation   $28.00
Joint ATM/Debit Card   $12.00
Lost ATM/Debit Card   $12.00
ATM/Debit Reactivation   $5.00
Wire Transfer   $25.00
Wire Rejection Fee   $55.00
Western Union   $35.00
Copy of Draft   $3.00
Overdraft Protection: Transfer of Funds from a Share Savings to a Share Draft for an NSF (Per Occurance)   $5.00
Nonsufficient Fund Item (Each)   $28.00
Nonsufficient Fund Preauthorized Withdrawal   $28.00
Deposit Checks (and Other Items) Returned Unpaid   $12.50
Stop Payments (All Items)   $28.00
Involuntary Account Closing   $28.00

Nonactivity Fee (1 Year of Inactivity; Annual)

plus $2.00 per Month Thereafter

  $25.00
     

Courtesty Pay Disclosure

Opt IN/Opt Out Form

   
         
     
 EFFECTIVE FEBRUARY 11, 2014    
Share Savings Rates:    (A penalty will or may be imposed for early withdrawal)   APY=ANNUAL PERCENTAGE YIELD 
Share Savings (Minimum balance to earn APY $25.00)  0.25% 0.250% APY
Christmas Savings   0.25%  0.250% APY
Vacation Savings  0.25% 0.250% APY
Share Certificates: MINIMUM $1,000    
Six Months 0.50% 0.501% APY
Twelve Months  0.70% 0.702% APY
Twenty-four Months  1.40% 1.407% APY
IRA Accounts  0.30% 0.300% APY
APY=Annual Percentage Yield  

 

     
Loan Rates:  Effective December 30th, 2016   *APR AS LOW AS
     

 

New Vehicles    Term *APR as low as
2016 & Newer        up to 60 months 2.69%
   up to 72 months 3.69%
over $30,000 up to 84 months 6.54%

 

Used Vehicles  Term *APR as low as
2015-2014 up to 60 months 3.14%
  up to 72 months 4.14%
2010-2013 up to 60 months 3.54%
2009 & older up to 48 months 5.54%

 

   Unsecured Loans    Term *APR as low as
  up to 24 months 11.74%
  up to 36 months 12.74%
  up to 48 months 13.74%
  up to 60 months 14.74%

 

Share Secured Loans Term *APR as low as
  up to 60 months 3.54%

 

CD Secured Term *APR as low as
  term must match CD term 3% over CD 

 

Recreational  Term *APR as low as
2015 & newer up to 60 months 5.50%
over $30,000 61 up to 120 months 7.50%

 

*APR is Annual Percentage Rate

All loans are subject to credit approval.
All rates are subject to change without notice. The ratesmay vary based on credit, value and term. Specials may not be combined with other offers.
 

**add .25% if member does not have a Visa or direct deposit

Federally insured NCUA**

All rates are quoted as low rates. Your rate may differ from lowest rate quoted due to credit or collateral value.

A fee of $21.00 vehicle single interest applies to all motorized vehicle loans, Member must provide proof of full converage insurance on all loans if applicable

 

Credit Card  Rate *APR = Annual Percentage Rate
VIsa Platinum 10.90% APR
Visa Classic 13.90% APR

 

 

 

 

HOME LOAN APPLICANT DISCLOSURE

 

Equal Housing Lender

   Minimize

   

UNDER THE FEDERAL FAIR HOUSING ACT, IT IS ILLEGAL, ON THE BASIS OF RACE, COLOR, NATIONAL ORGIN, RELIGION, SEX, HANDICAP, OR FAMILIAL STATUS (HAVING CHILDREN UNDER THE AGE OF 18), TO:

  • DENY A LOAN FOR THE PURPOSE OF PURCHASING, CONSTRUCTING, IMPROVING, REPAIRING OR MAINTAINING A DWELLING, OR DENY ANY LOAN SECURED BY A DWELLING; OR
  • DISCRIMINATE IN FIXING THE AMOUNT, INTEREST RATE, DURATION, APPLICATION PROCEDURES OR OTHER TERMS OR CONDITIONS OF SUCH A LOAN, OR IN APPRAISING PROPERTY.

IF YOU BELIEVE YOU HAVE BEEN DISCRIMINATED AGAINST, YOU SHOULD SEND A COMPLAINT TO:

ASSISTANT SECRETARY FOR FAIR  HOUSING  AND EQUAL OPPORTUNITY DEPARTMENT OF HOUSING & URBAN DEVELOPEMENT WASHINGTON, DC 20410

FOR PROCESSING UNDER THE FEDERAL FAIR HOUSING ACT AND TO :

NATIONAL CREDIT UNION ADMINISTRATION OFFICE OF CONSUMER PROTECTION ALEXANDRIA, VA 22314-3428

FOR PROCESSING UNDER NCUA REGULATIONS


UNDER THE EQUAL CREDIT OPPORTUNITY ACT, IT IS ILLEGAL TO DISCRIMINATE IN ANY CREDIT TRANSACTION:

  • ON THE BASIS OF RACE, COLOR, NATIONAL ORIGIN, RELIGION, SEX, MARITAL STATUS, OR AGE,
  • BECAUSE INCOME IS FROM PUBLIC ASSISTANCE, OR
  • BECAUSE A RIGHT WAS EXERCISED UNDER THE CONSUMER CREDIT PROTECTION ACT.

IF YOU BELIEVE YOU HAVE BEEN DESCRIMINATED AGAINST, YOU SHOULD SEND A COMPLAINT TO:

NATIONAL CREDIT UNION ADMINISTRATION OFFICE OF CONSUMER PROTECTION ALEXANDRIA, VA 22314-3428

Streator Community Credit Union | 302 N. Park Street, Streator, Illinois 61364

Phone: (815) 672-8488 | Fax: (815) 673-1442

Routing# 271989675 | NMLS# 554264

Login